Find and combine your super

Search for your super and bring it together

Is there super out there with your name on it? With around $13.8 billion in lost and unclaimed super1, chances are you're one of millions of Australians with missing super and multiple accounts.


It can be easy to lose track of super from past jobs, but the good news is it's easy to find and bring all your super together in one account. Super is your money... take control of it today.

Search for your lost super2 by logging into your account online.


Why bring your super together with IOOF?

For a start, you could save thousands over your lifetime because you avoid multiple account fees or insurance costs. There's less paperwork to worry about and it's easier to keep track of your money. Best of all, when you bring your super together, you'll have more money working hard for your future.

We have a 170 year history of helping Australians secure their financial future. Bring your super together with IOOF and maximise the benefits.


How to bring your super together

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Get online
Log into your account and go to ‘Find and combine your super’ on the summary tab


Verify your identity
Using your mobile phone and ID such as your driver's licence or Medicare card.

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Start your search
We will help find super you might have including any held by the ATO.

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Bring your super together
Enjoy the benefits today. 

Things to consider

Insurance and other benefits

It’s important to check whether you’ll lose any existing insurance cover or other benefits after bringing your super funds together and whether your remaining cover is sufficient. If you have more than one super account, you may be paying premiums on multiple insurance policies. This can reduce your super savings and you may not be able to claim on multiple policies. Consider whether you need more than one policy or whether you can get enough insurance through one super fund.

If you have insurance in your other super account and would like to transfer that cover to us, you’ll need to submit a Transfer your insurance cover form and have received a confirmation that your cover has been transferred before combining your super.

Correct contact details
It’s important to check that all your contact details are up to date and to let us know if anything has changed.

Claiming a tax deduction
If you’ve made personal super contributions to your other fund and wish to claim a tax deduction, you’ll need to lodge a notice with them and have it acknowledged or confirmed before combining your super.

Cost of transferring 
You should check if fees or costs will be charged in the super account you’re transferring from, for example a buy-sell spread or capital gains tax may apply when transferring.


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Everyone’s circumstances are unique

You may need to seek financial advice to determine what’s best for you before combining your super.

If you don’t have an adviser, we can put you in touch with one.

1. Australian Taxation Office, 18 March 2021, Super data: multiple accounts, lost and unclaimed super, accessed 19 January 2022.
2. Note: if the ATO‘s SuperMatch service is not available, we will not be able to search for your other super account(s).

Important Information
The information on this page has been prepared by IOOF Investment Management Limited (IIML) ABN 53 006 695 021 AFSL 230524 as trustee of the IOOF Portfolio Service Superannuation Fund ABN 70 815 369 818 (IOOF Super).

It contains general advice only and does not take into account your financial circumstances, needs and objectives. Before making any decision based on this information, you should assess your own circumstances, needs and objectives. You should also consider the IOOF Super PDS and may wish to seek advice from a financial adviser.

Before consolidating your super or contributing to your IOOF Super account, you will need to consider whether there are any adverse consequences for you, including loss of benefits (eg insurance cover or loyalty benefits), investment options and performance, functionality, increase in investment risks and where your future employer contributions will be paid.

Information is current at the date of issue and may change.